Michael Sim

Principal

Meaningful change only happens when a small group of people have conviction in an idea and are empowered with capital and ownership. Founders that are unencumbered by legacy tech stacks, preserving existing revenue streams and managing political hierarchies have an outsized chance of success relative to incumbents. Partnering with teams to help maximise those odds is the best part of the job.

"Michael is super sharp and insightful, plus he thinks and acts like a true partner. His dedication to our success goes well beyond the call of duty. It is great to have Michael working with us." Pierre Mendelsohn
Founder & CEO, Alpima

In the spotlight

Which global fintech trend are you most excited about and why?

I think we’re at the start of a wave of personalisation within finance and investment. The traditional construct of funds and ETFs will likely give way to more customisable wrappers that better suit a user’s lifestyle, goals and outlook.

What is the fintech you wish you had backed and why?

I’m a sucker for a simple product that can elegantly address an overlooked problem. Financial education has never been taught effectively, but for a digital generation the concept of money, earnings, saving and spending is even more intangible. GoHenry is a pre-paid debit card for kids over 6 years old that allows parents to allocate pocket money and oversee spending. Children can then use their personalised card to spend that cash in stores, online or to save it in a pot towards a larger goal (on which parents can ‘pay’ interest!). Not only does the product fulfil an important gap in financial services, but they have a nice subscription revenue model and a powerful recommendation engine of both parents and kids!

Which entrepreneur would you invite to a fantasy dinner party?

Professor Scott Galloway. It would be an (insightful) hoot!