Joshua Lloyd-Lyons
InvestorWe have a window of opportunity to redefine the infrastructure that underpins global investment management. It’s a privilege to work with driven & talented founders in pursuit of that goal: creating meaningful change and forging a more inclusive financial system with superior customer outcomes.
"Joshua brings a unique blend of industry experience, technical acumen and informed strategic vision. He is a great source of advice on a wide range of matters, and a real pleasure to work with."
In the spotlight
Which global fintech trend are you most excited about and why?
Opportunities within fintech infrastructure. At the application level, the number of fintech start-ups and innovative established players launching new products is exploding. This has created a significant opportunity for companies providing infrastructure as a service, empowering development teams to focus on building differentiated products.
What is the fintech you wish you had backed and why?
Visa - the original fintech company. Its creation of the modern credit card in 1958 - while still part of Bank of America - revolutionised the provision of consumer credit and in turn the global financial system. It has maintained its remarkable network effects to this day and exacts a small tax on a large proportion of global commerce through interchange fees.
Which entrepreneur would you invite to a fantasy dinner party?
Eugene Kleiner - co-founder of Fairchild Semiconductor and member of the 'traitorous eight'. Fairchild transformed modern semiconductor design - progressing from start-up to one of the world’s largest semiconductor companies. Spin offs from Fairchild such as Intel & AMD are still innovating today. Given his profound contribution to the field, he can perhaps be forgiven for crossing over to the dark side: starting the venture capital firm Kleiner Perkins later in life.