Joshua Lloyd-Lyons

Investor

We have a window of opportunity to redefine the infrastructure that underpins global investment management. It’s a privilege to work with driven & talented founders in pursuit of that goal: creating meaningful change and forging a more inclusive financial system with superior customer outcomes.

"Joshua brings a unique blend of industry experience, technical acumen and informed strategic vision. He is a great source of advice on a wide range of matters, and a real pleasure to work with." Pierre Mendelsohn
Founder & CEO, Alpima

In the spotlight

Which global fintech trend are you most excited about and why?

Opportunities within fintech infrastructure. At the application level, the number of fintech start-ups and innovative established players launching new products is exploding. This has created a significant opportunity for companies providing infrastructure as a service, empowering development teams to focus on building differentiated products.

What is the fintech you wish you had backed and why?

Visa - the original fintech company. Its creation of the modern credit card in 1958 - while still part of Bank of America - revolutionised the provision of consumer credit and in turn the global financial system. It has maintained its remarkable network effects to this day and exacts a small tax on a large proportion of global commerce through interchange fees.

Which entrepreneur would you invite to a fantasy dinner party?

Eugene Kleiner - co-founder of Fairchild Semiconductor and member of the 'traitorous eight'. Fairchild transformed modern semiconductor design - progressing from start-up to one of the world’s largest semiconductor companies. Spin offs from Fairchild such as Intel & AMD are still innovating today. Given his profound contribution to the field, he can perhaps be forgiven for crossing over to the dark side: starting the venture capital firm Kleiner Perkins later in life.