Joshua Lloyd-Lyons

Investor

Josh is an investor in the Fidelity Ventures team focussed primarily on enterprise software and financial infrastructure. He has worked on FISV’s investments into Moonfare, Finbourne, Zilo, FX Hedgepool, PrimaryBid, and 73 Strings (where he is a board observer). Josh leads the teams thematic coverage of the private assets software stack & financials services applications of AI - helping to creates links between startups & the Fidelity ecosystem through his seat on Fidelity International’s Global AI Steering Committee. Prior to joining FISV, Josh worked as a VC investor at Eight Roads & as an investment banker. Josh holds a BSc in Logic & Philosophy of Science from the London School of Economics.

"Joshua brings a unique blend of industry experience, technical acumen and informed strategic vision. He is a great source of advice on a wide range of matters, and a real pleasure to work with."

In the spotlight

Which global fintech trend are you most excited about and why?

Opportunities within fintech infrastructure. At the application level, the number of fintech start-ups and innovative established players launching new products is exploding. This has created a significant opportunity for companies providing infrastructure as a service, empowering development teams to focus on building differentiated products.

What is the fintech you wish you had backed and why?

Visa - the original fintech company. Its creation of the modern credit card in 1958 - while still part of Bank of America - revolutionised the provision of consumer credit and in turn the global financial system. It has maintained its remarkable network effects to this day and exacts a small tax on a large proportion of global commerce through interchange fees.

Which entrepreneur would you invite to a fantasy dinner party?

Eugene Kleiner - co-founder of Fairchild Semiconductor and member of the 'traitorous eight'. Fairchild transformed modern semiconductor design - progressing from start-up to one of the world’s largest semiconductor companies. Spin offs from Fairchild such as Intel & AMD are still innovating today. Given his profound contribution to the field, he can perhaps be forgiven for crossing over to the dark side: starting the venture capital firm Kleiner Perkins later in life.